Indemnity

Indemnity  

Postgraduate medical trainees in their work for NHS bodies are supported by NHS Indemnity Arrangements where the NHS body you provide services to as part of your training (whether your direct employer or not) are liable for your acts and omissions and have arrangements in place to meet such liabilities.  General Practice trainees when working in practices are required to have their own indemnity or insurance the costs of which are met as part of training but which is the responsibility of the trainee to obtain.

Not all circumstances of liability or other legal consequences are covered by NHS Indemnity and in some situations there may exist a conflict of interests between the trainee and the relevant NHS body.  In addition NHS Indemnity arrangements do not apply to internal disciplinary matters, investigations conducted by a regulator pertaining to an individual, or criminal investigations. This is not an exhaustive list. In addition, there may be occasions where a trainee determines that it is in their best interests to seek separate representation. In such circumstances that is a matter for the trainee and is not part of the responsibility of Health Education England.

As such, postgraduate medical trainees are advised to give due consideration to personal indemnity or insurance arrangements through the various medical defence organisations or insurers. 

The GMC has published insurance and indemnity guidance for doctors.  Details of medico-legal support, including medical defence organisations, are also available on the medico-legal support page of the GMC website.